Free tools
camt.053 and camt.054 viewer
Swiss banks deliver statements as ISO 20022 XML: camt.053 for daily or monthly statements, camt.054 for credit notifications with the details of QR payments. This tool opens them as a readable table, with balances, counterparties and references, and exports them to CSV for Excel. The file never leaves your computer.
- camt.053, camt.054 and camt.052, all ISO 20022 versions
- Opening and closing balance, IBAN, holder and period
- One row per transaction, even in batched payments
- Readable QR and RF references, counterparty and IBAN
- Credit/debit filter and search by name, text or amount
- CSV export for Excel, also for several files at once
How to read a camt file in three steps
- 1
Download the statement from e-banking
Look for “camt.053”, “ISO 20022” or “XML statement” among your bank's documents.
- 2
Open the file here
Drop it on the page or choose it: the table appears at once, even with several files.
- 3
Filter and export
Search for a name or an amount, keep only credits or debits, export to CSV.
Your data stays yours
The file is read by your browser and stays in memory only: the page does not save it and sends no data to any server, not even to Lema. Its security policy (CSP) prevents it as well. Close the page and the transactions are gone.
Frequently asked questions
What is a camt.053 file? +
It is the electronic bank statement of the ISO 20022 standard, used by Swiss banks instead of the old MT940. It holds the account's balances and transactions in an XML file.
What is the difference between camt.053 and camt.054? +
camt.053 is the statement, with balances and all transactions. camt.054 is the debit or credit notification: it often holds the details of QR payments batched in a single booking.
Can I open a ZIP file? +
Yes. Some banks pack several statements into one archive: open it as it is and your browser extracts it on your device, reading every XML file inside. Password-protected archives must be extracted first.
Does the CSV open well in Excel? +
Yes: semicolon separator, UTF-8 with BOM, amounts with a decimal point, credits and debits in two columns.
Is my bank data safe? +
The file never leaves your computer: the page cannot send data and saves nothing. You can even check by disconnecting from the internet after opening the page.
The tool is provided as is: for accounting purposes the bank's statement is authoritative.