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Swiss health insurance cancellation letter template
To switch health insurer on 1 January, the cancellation of basic insurance must reach the insurer by the last working day of November. The template above cancels basic insurance as of 31 December, also for several family members, and supplementary insurance if needed, asking for written confirmation.
- Basic insurance as of 31 December, several people, supplementary insurance separately
- Ready-made text in English, German, French and Italian
- Swiss format, envelope window on the left or right
- Free PDF, no sign-up, data stays in your browser
- Letters saved in your browser: find, duplicate and correct them
- Sender and logo entered once, for all tools
Template text
This is the text already in the letter above. You can also copy it from here.
Cancellation of basic health insurance, insured no. [number]
Dear Sir or Madam,
Kind regards
Before you send it
- Basic insurance: cancel as of 31 December, received by the insurer by the last working day of November.
- Cover ends only once the new insurer confirms membership.
- Supplementary insurance: contract deadlines; cancel only after the new insurer has accepted you.
- With overdue premiums that have been reminded, switching is possible only after paying them.
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How to cancel health insurance in three steps
- 1
Fill in the parts in brackets
The template is already in the letter above: replace the parts in [ ] with dates, amounts and names, and delete what does not apply.
- 2
Sender and recipient
You enter your details once and they stay for your next letters. The recipient goes in the envelope window.
- 3
Download, sign, send
Download the PDF, sign it and send it, by registered mail when the date of receipt matters.
Your data stays yours
The letter is created in your browser. The page sends no data to any server, not even to Lema: its security policy (CSP) prevents it. With the Data button you can download a backup of all tools, load it on another computer or delete everything.
Frequently asked questions
By when must I cancel my health insurance? +
To switch on 1 January, the cancellation must reach the insurer by the last working day of November: receipt counts, not the postmark. Send it by registered mail a few days earlier.
When does the old insurance end? +
Only once the new insurer confirms to the old one that you have joined: apply to the new insurer together with the cancellation, so you are never without cover.
What about supplementary insurance? +
It has its own deadlines in the contract, often the end of September. Cancel it only after the new supplementary insurer has accepted you, as it may ask for a health questionnaire.
Can I switch mid-year? +
With standard insurance (CHF 300 deductible, no alternative model), yes, as of 30 June: the cancellation must arrive by the last working day of March.
Indicative template, provided as is: it is not advice. The insurer's terms and the law take precedence.